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Civil Service Exam Vocabulary · Module 4

Public finance and local government

Ten words from budgets, taxes and local councils: amortization, appropriation, biennial, cadastral, censure, codify, concurrence, demographics, disbursement and levy.

✓ Last checked: November 2026 · meanings checked against Merriam-Webster

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amortization noun

Paying off a debt little by little through regular payments over a set period.

Example: The loan for the new public market has a ten-year amortization, paid every quarter.

Same meaning: repayment, installment payment, liquidation

Exam tip: Each regular payment is an "amortization" too: "the monthly amortization is ₱25,000."

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appropriation noun

Money set aside by law or ordinance for a specific purpose.

Example: No money may be paid out of the treasury unless there is an appropriation for it.

Same meaning: allocation, allotment, budget

Exam tip: The 1987 Constitution says no money shall be paid out of the Treasury except in pursuance of an appropriation made by law. The verb is "appropriate": to set apart, or to take for oneself.

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biennial adjective

Happening once every two years.

Example: The province holds a biennial review of its revenue code.

Same meaning: two-yearly

Opposite: annual, yearly

Exam tip: Biennial = every two years. Biannual = twice a year. Exams love this pair.

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cadastral adjective

Relating to an official record or map of land showing who owns each parcel, its boundaries and its size.

Example: The cadastral survey helped the assessor find parcels that were not yet on the tax roll.

Same meaning: land-registry

Exam tip: The noun is "cadastre" (also spelled "cadaster"), the official land register.

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censure noun, verb

Strong, formal disapproval; to criticize someone officially.

Example: The council voted to censure the member who leaked a draft ordinance.

Same meaning: reprimand, rebuke, condemnation

Opposite: praise, commendation, approval

Exam tip: Do not confuse with "censor", which means to remove parts of a text or film.

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codify verb

To arrange laws or rules into a written, orderly system or code.

Example: The province codified its scattered tax ordinances into one revenue code.

Same meaning: systematize, organize, compile

Opposite: scatter, disorganize

Exam tip: A revenue code, a civil code and a code of conduct are all codified rules.

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concurrence noun

Agreement or approval; also, two things happening at the same time.

Example: Under the Local Government Code, the mayor appoints department heads with the concurrence of the majority of the Sangguniang Bayan.

Same meaning: agreement, consent, approval

Opposite: disagreement, dissent, objection

Exam tip: The verb is "concur": I concur with the findings.

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demographics noun

Data about a population, such as age, sex, income and where people live.

Example: The health office used the barangay demographics to plan where to put new health stations.

Same meaning: population statistics, population data

Exam tip: Demography is the study of population; demographics are the data.

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disbursement noun

The paying out of money, especially from a fund.

Example: Every disbursement must be supported by a voucher signed by the proper officials.

Same meaning: payment, expenditure, outlay

Opposite: collection, receipt, deposit

Exam tip: Collections bring money into the treasury; disbursements take money out.

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levy noun, verb

A tax or charge; to impose or collect a tax.

Example: Under the Local Government Code, provinces and cities may levy an additional 1% tax on real property for the Special Education Fund.

Same meaning: tax, duty, impose

Opposite: exemption, waive

Exam tip: Levy can also mean seizing property to pay a tax debt: "levy on real property" for delinquent taxes.

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Practice

Tap your answer. A green ✓ means you got it right; a red ✗ means try to learn the right one, shown in green.

  1. Choose the word closest in meaning to CENSURE.

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    C. reprimand Censure is formal criticism, like a reprimand.

  2. A conference held BIENNIALLY takes place ____.

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    B. every two years Biennial means every two years; biannual means twice a year.

  3. Complete the sentence: The treasurer cannot release the payment because there is no ____ for it in this year's budget.

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    A. appropriation Money must be appropriated (set aside by law or ordinance) before it can be spent.

  4. COLLECTION is to DISBURSEMENT as RECEIPT is to ____.

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    C. payment Collection and disbursement are opposites (money in, money out); the opposite of receipt is payment.

  5. Which word means TO ARRANGE LAWS INTO AN ORDERLY SYSTEM?

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    C. codify To codify is to organize laws or rules into a code.

  6. Choose the word closest in meaning to CONCURRENCE.

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    C. agreement Concurrence means agreement or approval.

  7. Complete the sentence: The town pays a monthly ____ on its loan for the new public market.

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    C. amortization A regular payment that pays off a loan little by little is an amortization.

  8. Which record would an assessor use to find the boundaries and owner of a parcel of land?

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    C. a cadastral map A cadastral map or record shows land parcels, their boundaries and owners.

  9. Complete the sentence: The health office studied the ____ of each barangay to see where most senior citizens live.

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    B. demographics Data about a population, such as age, is its demographics.

  10. Choose the word closest in meaning to LEVY (as a verb).

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    A. impose To levy a tax is to impose it.

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